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asistencia lingstica. Our member pages provide you with tools and resources to assist you with your benefits and protection options. Please note: The WVU Medicine-The Health Strategy Secure, Care(HMO )Plan is just readily available in Berkeley, Harrison, Marion, Marshall, Mineral, Monongalia, Upshur and Wetzel counties in West Virginia. Numerous individuals are concerned about the capacity for high out-of-pocket expenses under Original Medicare. To fight  Read This , personal insurer provide a number of remedies. Medicare Benefit plans are also called Medicare Part C. Unlike Medicare Supplement or prescription drug plans, Medicare Advantage is an alternative to Initial Medicare. When you enroll in Part C, you are no longer in Original Medicare. Medicare Advantage strategies need to supply advantages that are at least as extensive as those of Original Medicare Components A and B. Some Part C strategies supply physical fitness programs and transportation benefits, too. These plans are called MAPD plans, and they satisfy the requirement for Part D protection. Medicare Advantage strategies might have some or all of the following expenses: Monthly premium( although numerous strategies have no premium )Annual deductible for medical services(numerous strategies have no deductible)Yearly deductible for drug protection(lots of plans have no deductible) Copays or coinsurance for medical or health center services or procedures This is one factor why people choose to enlist in them, as you understand ahead of time the maximum that you will have to spend for medical services, no matter what health concerns you might establish. You generally pay a little copay or coinsurance for every single service you get. For instance, you might pay a$25 copay to see a physician, or pay a$ 20 copay for lab work. The majority of Medicare Advantage plans are either Health care Organization(HMO)or Preferred Company Organization( PPO) based. With these strategies, you will often receive medical services through networks of preferred(PPOs )or required(HMOs)suppliers.